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Author - Sam
Updated: April 9, 2024 | Credit Card Review The card_name card is a luxury business card from Capital One. Benefits are very similar to the benefits of the personal card_name. You get complimentary airport lounge access through the Priority Pass network and a Global Entry or TSA-Precheck credit. The annual fee is $395 but can easily be erased through the $300 Capital One Travel credit and 10,000 miles anniversary bonus. The card also has great reward categories of 10 miles on hotels and car rentals booked through Capital One Travel, 5 miles on flights booked through Capital One Travel, and unlimited 2 miles on all other purchases! See all the benefit details below.
- Recommended credit: Excellent credit is usually needed
- Step by step guide how on to apply without an LLC or C-Corp
- Not reported on personal credit reports: This card_name does not get reported on your personal credit report.
- Credit bureau: Capital One will usually pull your Experian, Transunion, and Equifax credit reports
- If you freeze one credit bureau you can still get approved.
- Only one charge card: Capital One limits you to only one charge card so if you currently have this card open or if you have the card_name then you will not get approved. If you prefer to have this card rather than the card_name, you can close your card_name and you will be eligible for the card a few days later.
- Combining same-day credit inquiries: Credit inquiries for same-day applications will be combined.
- Check application status: You can check your application status by calling 1 800 903 9177 or 1 877 277 5901
- Reconsideration: If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error)
Approval Monitor (submitted by HelpMeBuildCredit users)
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
Receive a $300 travel credit when booking any travel, including flight, hotel, and car, using the Capital One Travel portal, each card membership year.
Get up to a $100 statement credit for Global Entry or TSA Pre-Check every 4 years.
The miles can be redeemed as cashback for half a penny per mile.
You can redeem 1 penny per mile on Capital One Travel, to book flights, car rentals, hotels, and more.
You can transfer your miles to any of the following Capital One Travel Partners.
Airline partners:
| Transfer Ratio | Transfer time | |
| Aeromexico, Club Premier | 1:1 | Instant |
| Air Canada, Aeroplan | 1:1 | Instant |
| Air France KLM, Flying Blue | 1:1 | Instant |
| Avianca, Lifemiles | 1:1 | Instant |
| British Airways, Executive Club | 1:1 | Instant |
| Cathay Pacific, Asia Miles | 1:1 | 5 business days |
| Emirates, Skywards | 1:1 | Instant |
| Etihad Guest | 1:1 | 24 hours |
| EVA Infinity, MileageLands | 2:1.5 | 36 hours |
| Finnair Plus | 1:1 | Instant |
| Qantas, Frequent Flyer | 1:1 | 24 hours |
| Singapore Airlines, KrisFlyer | 1:1 | 36 hours |
| TAP Portugal, Miles&Go | 1:1 | Instant |
| Turkish Airlines, Miles&Smiles | 1:1 | Instant |
Hotel partners:
| Transfer Ratio | Transfer time | |
| ALL Accor | 2:1 | 1 business day |
| Choice Privileges | 1:1 | Transfers will not be available until later on this year |
| Wyndham Rewards | 1:1 | Instant |
You can also pay for travel purchases on your card and offset the purchases with miles. You can get 1 penny per mile. So for example, a $100 hotel stay charged on your card can be paid back using 10,000 miles.
